Video Guide: First Time Home Buyer Series

Here is a series of videos you can film to build a First Time Home Buyer Video Guide.

First Time Home Buyer Video Series #

1. How to Improve Your Credit Score to Score a Mortgage for Your First Home.
   • Pull your credit report
   • Assess where you stand
   • How to improve your credit score with error disputes
   • Erase one-time mistakes
   • Increase your limits
   • Pay on time
   • Give yourself time
   • Recommend lender or direct contact to you
2. How to Save Money for a Down Payment and Closing Costs on a New House
   • How to save money for a house
   • Trim those quiet, unnecessary expenses
   • Open a dedicated account
   • Automate your savings
   • Tap into your IRA
   • Check out down payment assistance programs
   • Recommend lender or direct contact to you
3. How Much House Can You Afford? Down Payment and Mortgage Rates Explained
   • Why your mortgage payment depends on your income
   • Why your mortgage payment depends on your income and debt
   • How a down payment fits into the picture
   • How mortgage pre-approval can estimate your mortgage payment, too
   • Beyond your monthly mortgage payment: What else do you have to pay?
   • Add it all together = How much house you can afford
4. How a Real Estate Agent Can Help Buyers Choose a First Home, Mortgage, and More
   • How a buyer’s agent can benefit them
   • Don’t settle for ‘good enough’
   • Ask questions
   • Talk about your network, expertise, experience & team
5. How To Pick a New Home You’ll Adore (With a Monthly Payment You Can Afford)
   • Have a long chat with your agent; talk goals and roadmap
   • Don’t worry about timing
   • See beyond the decor
   • Bring a camera
   • Tune in to how you feel
6. Real Estate Agent Tips on How Buyers Can Make an Offer on a New House
   • Pick the right price
   • Lowball with care
   • Write a letter
   • Consider contingencies
   • Keep your emotions in check
7. The Home Appraisal Process: How It Can Impact Your Mortgage Payment
   • Appraisals estimate a home’s value with fresh eyes
   • You’ll get a copy of the home appraisal, too
   • Appraisers work for your lender—not you
   • They protect buyers from a bad deal
   • A curveball appraisal isn’t necessarily the end
8. Home Inspection: What First-Time Buyers Should Know About Home Inspections
   • Hire a top-notch home inspector
   • Attend the home inspection
   • Don’t panic (until it’s time to panic)
9. How to Get a Home Loan: Tips on Down Payments, PMI, and Other Mortgage Info
   • Should you work with a bank or a broker?
   • How long will you live there?
   • What monthly payments can you afford?
   • Do you expect your financial situation to change?
   • Should you lock in your rate?
   • Can you negotiate anything?
10. Down Payment Covered? There’s More: Info On Mortgage Lender Closing Costs
    • Inspection and appraisal fees
    • Lender fees
    • Discount points
    • Home insurance
    • Title insurance
    • Seller’s costs
    • Timing
11. What to Watch for on Your Final Walk-Through of a Home
    • Create a checklist
    • Ensure required repairs were completed
    • Inspect previously hard-to-reach spots
    • Look for missing items—or secret swaps
    • Don’t panic over a little dirt
12. The Final Walkthrough: What Real Estate Agents Need First-Time Buyers To Know
    • Do repairs and painting first
    • Hire a cleaner
    • Change the locks
    • Don’t forget the utilities
    • Check in with the HOA
    • Make a detailed list of your belongings
    • Figure out the best nearby takeout

Here is a great example of a playlist for first time home buyers: https://www.youtube.com/playlist?list=PLmlKLrMX62MY5lhn-oqBH3XgSJ9fOL3xO